Financing for Air Conditioning & Heating Systems

No home in the East Texas area should be without a fully-functioning HVAC system. This is especially true in the sizzling summer months; air conditioning is a necessity. This is why RES offers accessible and affordable financing options on new air conditioning and heating systems for owners of almost all income levels.

Real Solutions for Real Problems

Purchasing and installing a new AC unit or heater is a big expense. Our comfort care advisors will make recommendations based on your needs. After deciding on the right system for you, our financing options can help you pay out the cost in scheduled monthly payments. Explore our financing options for new HVAC purchases. Our financing programs offers flexible plans and convenient payment options for the right comfort solutions that meet your needs and budget. Discover great benefits including:

  • Improved HVAC equipment longevity
  • Higher-efficiency units
  • Lower utility bills
  • Rebates for energy-saving HVAC units
  • Added value to your home or office

If you need to replace your air conditioner with a new one, but need to pay it out over time, RES Air Conditioning can provide you with the best TRANE air conditioning products available in Tyler Tx and Longview Tx.

Buy Now & Pay Over Time

A Wells Fargo Home Projects credit card is an easy and convenient way to pay for goods and services.
Plus, as a Wells Fargo Home Projects cardholder you can enjoy other great benefits throughout the year, such as:

Special promotional offers where available
Revolving line of credit that you can use for future purchases
Quick credit decision
Convenient monthly payments to fit your budget
Easy-to-use online account management and bill payment options
The following special terms promotions may be available to you on qualifying purchases if your application is approved.





*W.A.C. – APR offers valid through December 31, 2021.

What HVAC System Should I Buy?

It’s easy to think about upfront savings on such a large purchase. However, when you look at your budget, consider the ability to purchase a system that not only meets your home’s basic heating and cooling needs but runs efficiently to save you money across the system’s entire lifespan.

The type of building you own and who occupies it are both factors in deciding which type of system would be best suited to your needs. A ductless system, for instance, is up to 30% more efficient than a traditional HVAC system but can be more costly upfront.

Don’t let your home or business go without a reliable heating and cooling system. Your building’s residents should be comfortable in the winter and safe in the summer. Reach out to RES Air Conditioning to consult with an honest and informed HVAC technician on what your financing options are and what system will best serve your needs.

No Interest if Paid in Full within promotional period with regular monthly payments. This is a deferred interest promotion. This means that if you do not pay off the purchase balance in full within the special terms promotional period, interest will be charged to your account from the purchase date at the regular APR for Purchases rate of 28.99%. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the special terms promotional period. To avoid interest charges, you must either pay more than the minimum monthly payment or make a lump sum payment(s) before the end of the special terms promotional period. 

A special (reduced) rate will apply until your qualifying purchase is paid in full. Equal or fixed monthly payments are required. The Wells Fargo Home Projects credit card is issued by Wells Fargo Bank, N.A. with approved credit.

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Benefits of Financing Your HVAC System

For many homeowners, buying a new HVAC system is a significant purchase that they may not be able to afford to pay all at one time. HVAC financing can provide a number of benefits to homeowners who need and are ready to purchase a new heating and cooling system.


With HVAC financing you don’t have to wait to replace your aging heating and cooling equipment that is no longer keeping you comfortable.


Financing options help homeowners get the high-quality system they deserve. No need to compromise due to finances.


With a fast and simple application process, HVAC financing helps reduce the stress of purchasing a new heating and cooling system.

With HVAC financing, you no longer have to worry about whether or not you can afford the home comfort solutions you deserve.

Should I Repair My HVAC Unit or Buy a New One?

Many customers ask when it’s time to stop with repairs and to purchase a new HVAC system. There are three telltale signs that it’s time to start considering replacing your heating or cooling system.

Repairs Cost More than a New System

Believe it or not, repairs can take more time and/or be more costly than installing an entirely new system or component to your HVAC system. Parts become harder to find and previous repairs can be complicated and questionable. This can cause contractors and homeowners more trouble than it’s worth.

Continued Malfunctions and Failures

Even if a single repair costs less than a new system, the moment repairs start to add up, the decision to upgrade becomes much more appealing. Not only will a new system give you peace of mind, but it’s a more fruitful, long-term investment than a simple repair to a failing system.

Your System is 10 Years Old or Older

10 years is the time when HVAC systems start to really show the signs of aging. This doesn’t mean that systems can’t last for 20 years, but it’s certainly the time to be on red alert when your energy bills start to rise or your system starts to fail. Rather than put your money into a less modern and efficient system, it’s time to upgrade.

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